Would you allow me the privilege of telling you a story
mixed with some advice?Good, I
appreciate your openness at listening to me.To start this story out I would like to begin with the advice and that
is, as a serious, hardcore hunter,resist the temptation to instigate legal action against hunting related
companies.I know we now live in a high
litigious society where we accept no blame for anything and someone has to be made
to pay for anything that results in the injury to someone, regardless of how
minor.
My family has manufactured tree steps and other hunting
accessories for the past 30 years.We
work hard, very hard to always produce and distribute a quality product that
will provide years of safe hunting experiences for our customers.We have an excellent safety track record,
very low incidence of claims and very few injuries resulting from use of the
products (especially considering that there are millions of EZY Climb Tree
Steps in use in the market today).We
were very proud of the fact that we had never had to go to court on a product
liability claim . . . until last year.Let me tell you what happened.The facts of this story are accurate; the names have been changed to
protect the parties involved.
Samuel’s attorney contacted our company concerning the fact
that he allegedly incurred injuries while using tree steps that were
manufactured by our company.We were
presented with photographs of the “allegedly defective” tree steps.The tree steps were perfectly intact, they
did not appear to be bent in any way, were not broken and did not appear to be
faulty in any manner.Attached to the
screw of the tree step was a small part of a tree.Now to this casual observer, it appeared that
we had a classic case of tree failure.I
suppose that since you cannot sue God for a faulty tree the next best thing to
do is sue the person who manufactured the tree step.This was the plan followed by Samuel.
Samuel’s attorney, Patricia, who incidentally is a close
relative of his, faced off with our attorney (who was graciously assigned to
our case by the insurance company) in a courtroom approximately one year
ago.After several days of testimony, a
jury of 10 people found our company to have no liability whatsoever for the
injuries suffered by Samuel.Samuel had
to pay the court costs.
Please do not get me wrong.I am sincerely sorry that Samuel suffered injuries in a fall from a tree
when hunting.His injuries were painful
and expensive.Lucky for him, his injuries
were not permanent or fatal as some people are not so lucky.But, the question I am concerned with is who
is at fault here?I do not contest that
he incurred injuries and expenses.This
was a very unfortunate situation however we must acknowledge that any outdoor
activity such as hunting, especially when involving the climbing of trees, is
an inherently dangerous activity.
Let’s look more closely at the situation.Samuel was hunting from tree steps manufactured
by our company in the 1980s.These tree
steps had been installed in a tree (the same tree) since sometime in the
1980s.At least, that was our
understanding from the documentation we received prior to the court date.However, in the courtroom, we were confused
as to whether the step was installed in the tree this entire time or if it was
periodically removed and reinstalled.Apparently the tree rotted around the screw of the tree step and a chunk
of the tree broke off where the tree step was attached.Samuel was also hunting without the use of a
safety harness (incidentally, our company also manufactures excellent tree
stand safety equipment which are available for purchase over the internet at www.ezyclimb.com).The instructions for the tree steps clearly
specify that he should use such safety equipment.Who do you believe is at fault here?Should the tree step company (or the
insurance company who insures the tree step company) be liable for this and should
they pay out tens of thousands of dollars because of this situation?Here, you can be the judge and make the
decision.In the court room the jury
made the decision and said that the tree step company had no liability in this
situation.Therefore, in a word, we
“won” the case . . . in the courtroom.
However, let me be very clear that no one “won” in this
situation.Let’s look at the cost
involved.Members of our management team
spent hours and hours completing interrogatories, being deposed with court
reporters, discussing the case on the phone with the attorney, writing
documents for the attorney and insurance company.In the business world, this sort of activity
is affectionately referred to as “business interruption”.We were interrupted doing these activities
rather than spending that time running our business.Our company incurred the cost of the
deductible on our insurance policy (we will not go to specific dollar amounts
but that was thousands of dollars).We
incurred the absence of an important management team member who had to travel
out of state to appear in court to testify on our behalf.This lawsuit that we “won” conservatively
cost our company tens of thousands of dollars.In addition, even though we “won” the case and our insurance company did
not pay out any money in claims, when our policy came up for renewal, our
annual premium doubled in cost.That was
a huge cost to our company.In addition,
one year later when the policy was up for renewal again the premium for the
same type of insurance tripled (this means six times the amount the policy cost
before the lawsuit).So, did we
“win”?Fortunately, we won, but we lost
as well.In my opinion, the entire
hunting community lost.We have been
forced to raise prices to attempt to recover the additional cost of insurance,
not to mention the increase in steel prices, gas prices and general inflation.
I encourage you to take responsibility for your own safety
when hunting from elevated stands.Please for your sake and mine:hunt responsibly, take safety precautions, follow instructions, if you
do not have instructions for your equipment obtain those instructions from the
manufacturer before using the equipment, inspect your equipment before each
use, realize that the elements can have an effect on your equipment that may or
may not be able to be predicted and encourage your friends to take these steps
as well.If an unfortunate injury should
happen to you, please consider the possible consequences before you decide to
take legal action.Everyone will
ultimately pay for your decision and you too could be out thousands of dollars
should you lose the case.
The big picture here concerns what the future holds for the
hunting community directly and you, the consumer, indirectly.If the trend of increasing insurance premiums
and the decrease of market availability of insurance carriers continues, this
industry may be left with no one willing to insure these products.There are already very few insurance
companies willing to carry this type of insurance at any cost and as the list
shortens the premiums tend to rapidly increase.At some point in time there may be no insurance coverage available, or
at least no coverage available that anyone can afford to pay.If this happens, not only will manufacturers
no longer be able to manufacture and sell products for hunting activities, but
there will be a huge amount of product in the market that is left uninsured as
companies stop production, close down and liquidate.The products that they have been making for
years or decades will still be in use, but there will be no insurance coverage
in the even of an unfortunate accident for which the manufacturer should indeed
be held liable.
I think you get my point.Just be careful and consider the consequences of your actions.You could very well affect your own future
and the future of the entire hunting community.